WELCOME TO THE MORTGAGE SHOP
Helping you find the right mortgage.
The ever changing mortgage market can be a daunting and challenging place, especially in light of the recent turbulent times but rest assured we are Independent Specialists in the Mortgage, Protection and General Insurance Market.
Our extensive experience gives you the peace of mind that you’re working with professionals who will find the correct product for you, bearing in mind everyone’s needs are generally different.
First time buyers
As a First Time Buyer, the prospect of looking for your first mortgage can be a minefield. We’re here to help and clear up such questions as:
We are mortgage professionals and protection specialists.
We provide a level of service that cannot be obtained directly from the lender or comparison site.
We offer mortgage advice from a comprehensive panel of lenders and have access to some exclusive and semi exclusive mortgage deals.
We liaise with the lender, valuer, estate agent and solicitor to ensure deadlines are met.
We help you to buy your home… and keep it.
The Mortgage Shop of Sheffield are dedicated to finding you the right mortgage to suit your circumstances. Not only can we advise you on the most suitable mortgage product, we will lend a hand through each and every step of the house purchase process from our initial consultation until the day you walk into your new home.
Remortgage
Your mortgage is a big financial commitment so here at The Mortgage Shop we’ll ensure you always have the most appropriate remortgage options on the market. Looking to remortgage for whatever reason deals can be challenging and time consuming with so many changes in the market. We can make that a whole lot easier with our vast knowledge, finding remortgages that offer many variations with some lenders offering benefits such as:
- Free solicitor’s fees
- Free valuations
- Varying fees for products
We will get you the right remortgage deal to suits your circumstances and make the whole remortgage process as stress free as possible.
Buy to let
Many people today are looking for their first investment property for a variety of reasons.
The Mortgage Shop of Sheffield works with the whole of the mortgage market. When it comes to Buy to Let properties we have the experience and knowledge to find you the best suited Buy to Let mortgage for your personal circumstances.
It’s worth considering how Buy to Let mortgages differ and be aware of:
- How much the rent will potentially yield as lenders generally take this into consideration.
- You may have to pay a slightly higher rate that Buy To Let Mortgages generally attract.
- Lenders may require a larger deposit on the property than a standard residential property.
There are lots of options and considerations but the experts here at The Mortgage Shop have got you covered.
